1. Introduction and Scope

leanalatevyo ("we," "us," or "our") operates as a financial education platform specializing in budget risk management training. This privacy policy explains how we collect, use, store, and protect your personal information when you interact with our services at leanalatevyo.world or participate in our educational programs.

We're committed to transparency about our data practices. This policy applies to all interactions with leanalatevyo, including website visits, program applications, course participation, and ongoing communication with our team.

2. Information We Collect

Personal Information

• Name, email address, and phone number when you inquire about our programs
• Educational background and professional experience for program applications
• Financial goals and current knowledge level for personalized course recommendations
• Payment information processed through secure third-party providers
• Communication preferences and contact history

Technical Information

• IP address, browser type, and device information
• Website usage patterns and page interactions
• Course progress and completion data for enrolled students
• Session recordings for quality assurance (with explicit consent)

3. How We Use Your Information

We use collected information exclusively for educational and administrative purposes related to our financial education services. Here's exactly how we put your data to work:

• Responding to inquiries and providing program information
• Processing applications and enrollment for our courses starting in autumn 2025
• Delivering personalized educational content based on your experience level
• Tracking progress through our budget risk management curriculum
• Sending relevant updates about course schedules and industry developments
• Improving our teaching methods based on student engagement data
• Maintaining records for accreditation and quality assurance purposes

4. Your Privacy Rights

Under Australian privacy law, you have significant control over your personal information. We've designed straightforward processes to help you exercise these rights:

To exercise any of these rights, contact our privacy officer using the details provided at the end of this policy. We respond to all requests within 30 days and provide clear explanations if we cannot fulfill specific requests due to legal obligations.

5. Data Security and Protection

Protecting your information isn't just a legal requirement—it's fundamental to the trust you place in us as your education provider. We've implemented comprehensive security measures across all aspects of our operations:

• AES-256 encryption for all data transmission and storage
• Multi-factor authentication for staff accessing student information
• Regular security audits conducted by independent cybersecurity firms
• Secure Australian data centers with 24/7 monitoring and access controls
• Staff privacy training updated quarterly with current best practices
• Incident response procedures with mandatory breach notification within 72 hours
• Regular backup systems with encrypted off-site storage

Despite our robust security measures, no online service can guarantee absolute security. We recommend you also take precautions: use strong passwords, log out of shared computers, and report suspicious activities immediately.

6. Data Retention and Deletion

We retain your information only as long as necessary to fulfill educational purposes and meet legal requirements. Here's our retention framework:

You can request earlier deletion of your data at any time, though we may need to retain certain information to meet regulatory requirements or protect legitimate interests.

7. Third-Party Relationships and Data Sharing

We work with carefully selected partners to deliver our educational services effectively. Here's exactly who has access to your information and why:

Essential Service Providers

• Learning management system hosting (Australian servers only)
• Payment processing through PCI-compliant financial institutions
• Email communication platform for course updates and announcements
• Video conferencing services for live educational sessions
• Document storage and backup services within Australia

Regulatory and Legal Disclosures

We may disclose personal information when required by Australian law, including:

• Education department audits and accreditation reviews
• Tax reporting and business registration compliance
• Court orders or legal investigations
• Protection of rights and safety of students or staff

8. Website Cookies and Tracking

Our website uses cookies and similar technologies to enhance your browsing experience and improve our services. We believe in giving you complete control over these technologies:

You can manage cookie preferences through your browser settings or our website's privacy center. Disabling certain cookies may affect website functionality but won't prevent you from accessing our core educational content.

9. Changes to This Policy

We review and update this privacy policy annually, or more frequently when significant changes occur to our data practices or legal requirements. Here's how we handle policy updates:

• Email notification to all active students and recent inquirers
• Prominent website announcement for 30 days following changes
• Clear summary of specific changes and their impact on your privacy
• Extended notification period (60 days) for material changes affecting your rights
• Archived versions of previous policies available upon request

Material changes that significantly affect your privacy rights will require explicit consent before taking effect. You'll always have the option to withdraw from our services if you disagree with policy changes.